Asset | Annual Rate of Return (CAGR) from 2011 to 2025 |
Bitcoin | 102,41% |
S&P 500 | 16,65% |
Gold | 6,16% |
Digital Gold, Eternal Haven, or Global Powerhouse? Bitcoin, S&P 500, and gold under the microscope!

Written by
Ewelina Skorupka
Published on
Gold, S&P 500 index and Bitcoin. Three financial worlds colliding before our eyes. One has symbolized permanence for centuries, the other reflects the power of the world’s largest companies, and the last one? Bitcoin is not just an asset, but a revolution that is changing our thinking about money and investing.
While each has its place, it’s worth understanding what truly differentiates them. Let’s take a look at how they’ve performed historically and how they can complement each other in a modern, future-focused portfolio.
Gold – a symbol of a bygone era?
For thousands of years, gold has been considered the ultimate safe haven. In times of uncertainty, inflation, or crisis, investors turn to this precious metal, confident in its ability to retain value. Its strength lies in its physical presence and limited supply, but in the digital age, it has certain drawbacks. Gold is difficult to store and transfer, and generates no passive income. It’s a classic, if somewhat archaic, form of capital preservation.
S&P 500 index – the engine of the traditional economy
The S&P 500 Index is the foundation of the American economy. It represents the 500 largest companies in the US, giving investors access to the driving force of the global stock market. While it has historically delivered stable, double-digit returns, it is inextricably linked to the ups and downs of the economy and global politics. It is a solid, proven investment, but it represents the “old economy” and fails to capture the dynamics of the current technological acceleration.
Bitcoin – the future of finance
Bitcoin is the newest and most exciting asset on the market. Its decentralized, censorship-resistant nature and strictly limited supply (up to 21 million coins) make it digital gold 2.0, perfectly suited for the digital age. While its volatility is legendary, it’s the price of innovation and the potential for exponential growth. Bitcoin is more than just an asset. It’s a financial system that requires no intermediaries.
Hard facts – revolutionary conclusions
The table below shows how these three assets have performed historically. Of course, past performance doesn’t guarantee future performance, but it clearly demonstrates that the world of investing has changed.
Data sources: Curvo (2025)
What does this mean for the future of your wallet?
As you can see, Bitcoin has outperformed the historical returns of both gold and the S&P 500. This is a clear signal that traditional saving strategies need updating.
A modern portfolio is no longer just about diversifying assets of the past. It’s about combining the proven strength of stocks (S&P 500) with the potential of innovative technologies (Bitcoin) that can deliver growth you could never achieve in the traditional world.
Gold remains a solid option in the event of a crisis, but in the digital age, Bitcoin is increasingly taking over its role, offering not only protection but also enormous growth potential.
Volatile Times Strategy: DCA and Bitcoin AutoBuy
Bitcoin’s volatility, while potentially generating huge profits, can also be a major challenge for investors. So how can you invest in such a dynamic asset without risking entering the market at the worst possible moment?
The solution is the Dollar-Cost Averaging (DCA) strategy. DCA involves regularly investing a fixed amount in a chosen asset, for example, PLN 100 each week, regardless of its current price. When the price is low, you buy more cryptocurrency for the same amount. When it’s high, you buy less. This way, you average out the purchase price over the long term, eliminating emotions and minimizing the risk of entering the market at the peak of a bull market.
If you’re looking for the simplest way to automate your DCA strategy, Kanga offers Bitcoin AutoBuy. This solution allows you to automatically make regular BTC purchases.
Learn more and start investing with Kanga AutoBuy today!
Disclaimer: This article is for informational and educational purposes only. It does not constitute investment advice or a recommendation within the meaning of applicable law. Every investment, especially in the cryptocurrency market, carries a risk of capital loss. Historical rates of return do not guarantee similar results in the future. Before making any investment decisions, it is recommended to conduct your own in-depth analysis or consult a licensed financial advisor.